Press Releases

January 12, 2015
USI’'s Standalone Terrorism Facility Solution
Better Option to Newly Authorized Government-Backed TRIA Program 

Solution Includes No Minimum Damage Level to Respond, Acts of Terrorism Not Certified by Federal Government and Events Carried Out by Foreign National or U.S. Citizen

VALHALLA, N.Y., January 12, 2015 - In the wake of the U.S. Senate passing the Terrorism Risk Insurance Program (TRIA), USI Insurance Services ("USI") announced its Terrorism Facility Solution remains a viable alternative. Unlike the TRIA program, the USI solution is not limited to acts of terrorism certified by the federal government and responds to terrorism events regardless if caused by a foreign national or U.S. citizen. And, whereas the government program will not respond to a terrorism event unless it exceeds $200 million in damage, there is no minimum level for this coverage to respond.

Underwritten by Lloyd's of London, this alternative solution is competitive and available worldwide. Furthermore, it comes with low and flexible deductibles, and is priced individually rather than as a percentage of all-risk premium. To summarize, key features of the program include:

  • a limit of up to a maximum of $200 million;
  • the broadest definition of terrorism available, including coverage for political, religious and ideological-motivated attacks;
  • flexible markets on deductible options, and in some cases offer terms with zero deductible;
  • coverage of terrorism acts not certified by U.S. government;
  • response to events carried out by both U.S. citizens and foreign nationals; and
  • coverage is provided by Lloyds' leading terrorism insurers

Email for more information on this program.

About USI Insurance Services
With more than 4,200 dedicated, experienced and innovative professionals connected across over 140 offices throughout the United States, USI is a leader in insurance brokerage and consulting in property-casualty, employee benefits, personal risk services, retirement, program and specialty solutions. With approximately $1.0 billion in annualized revenue, USI is the 3rd largest privately held insurance broker1, the 4th largest privately held commercial lines broker in the United States2, and the 13th largest insurance brokerage firm in the world. USI is also the 2nd largest privately held personal lines broker in the United States2 and the 7th largest benefits broker ranked by global benefits revenue4. USI has been recognized for its innovation by Information Week 500 the last three years and Best's Review January 2014 Innovation Showcase. Additional information about USI may be found at

1 Business Insurance Largest Privately Owned Brokers, July 21, 2014
2 Insurance Journal’s 2013 Top 50 Privately Held Personal Lines (excludes non standard auto brokers-aggregators) and Insurance Journal’s 2014 Privately Held Commercial Lines Leader Ranking
3 Best's Review's Leader Issue July 2014, Top Global Insurance Brokers Ranking
4 Business Insurance Largest Benefits Brokers, July 21, 2014